$$ N.Y. Giants 31 BALTIMORE 24 Oakland 13 $$ CHICAGO 20 MIAMI 17 TAMPA BAY 14 $$ DALLAS 21 Carolina 10 Cincinnati 14 $$ SEATTLE 23 $$ Philly 23 St. Louis 10 MINNESOTA 27 DENVER 26

LINE -2.5 (-1.5) -7 (-6.5) -3 (-2.5) -2.5 -3 -8 (-8.5) -4.5 (-3.5) -6.5 (-7) -3 -4.5 (-4) -6.5 (-4.5) -3 -4.5 -2.5 (-2)

28 N.Y. Jets 17 Jcksvlle 23 DETROIT $$ 7 San Diego 23 Indy $$ 17 Nw Orlns $$ 14 Wshngton 14 HOUSTON $$ 17 ARIZONA $$ 16 Pittsburgh 16 ATLANTA 30 San Fran $$ 30 Green By $$ 30 Nw Englnd $$

HANDICAPPING RESOURCES REAL-TIME ODDS Pop-Up up-to-the-minute Spreads, Moneyline, & Totals MONDAY NIGHT FOOTBALL FORM The PDF Outlining Our Subscription Game's Statistics. WEEKLY INJURY REPORT Every team's critical report is HERE. HISTORICAL TRENDS AGAINST THE SPREAD No skimpy Report! All the Numbers are HERE! 2003 RECORD ATS Learn who is beating the spread this year. ONE of the 32 HOTTEST FANS HOT CHICKS BIKINI SHOT CHECK IT HERE!

REGULAR SEASON 15-11-1 through picks of 11.3.03 PRESEASON 8-4 EXOTICS TEASE 0-1-0 | PARLAY 1-0 through picks of 8.28.03* all STRAIGHT picks are monitored independently by onlinesportsnetwork & usasportsmonitor.net featured at playadaysports.com & sportspicks4free.com Haven't subscribed yet? The following would have arrived in your e-mail box yesterday morning... see subscription details below Please note the following subscription pick was locked at onlinesportsnetwork.com, i.d. 'The Director', and usasportsmonitor.net, i.d. 'footballandchicks.com', recorded at Keen.com, and e-mailed to subscribers prior to 8am 11/3/03. 11.3.03 Many will be fooled by the way this one is dressed up for Halloween. With all the press chasing the Chiefs' undefeated season, few have noticed the success that the Pats have had since they were clipped by the Bills opening night. Many will be fooled by the losses to Griese's Broncos over the last two years, who outscored the Pats by an average of 9 points. Those Pats were not 7-0 ATS on Grass Games; those Broncos were not on a 0-3 slide ATS at kick-off. More will be fooled by the myth of Mile High and Monday Night. However, a closer look reveals that the Broncos are actually 2-3 ATS on Monday Night, and 2-5 ATS in November over the last 3 seasons. Similar to the championship team, the Pats are winning as a defensive powerhouse, flying under the radar as the NFL's #2 rushing defense allowing only 88.6 rushing yards per game on the back of Harrison, Bruschi, and Phifer, all of whom have overe 60 tackles thus far in 2003. Although opponents have been forced to take to the air, the Pats are one of the best in the red zone, allowing an average of only 16.1 points per game off Vrabel (4 sacks) and Seymour's (3.5 sacks) heavy quarterback rush. Capitalzing on this has been Brady (79.5 rating), who while sacked 17 times, is one of the most active quarterbacks with 254 attempts. Keeping his interception percentage to 3.1%, he has been able to outscore opponents by nearly 6 points in their last 5 games with a steady pass attack to Branch (12.3 yards per catch) and Brown (12.7 yards per catch) balanced with a ground attack of Faulk, averaging 56.7 yard per game, and Cloud, 5 yards per carry, has allowed an ol' style offense to wear down defenses for victories. Prior to Plummer's injury, Denver was winning games with a similar strategy off one of the best pass rushes in Berry (7 sacks), Pryce (5 sacks), and Hayward (5 sacks). Led by the AFC's #4 rusher with 97.4 yard per game, Plummer (92.5 rating on only 80 completions) would take advantage of the play-action to run up the score, and defense would take card of the rest. The absence of Plummer and Beurlein on this Monday Night will leave Kanell struggling to reach one of the AFC's top receiving corps; the short attack to Smith (12.3 yard per catch) and Sharpe (11.3 yard per catch on 31 receptions) designed to open up the downfield threat to Lelie (17.9 yard per catch). Heavily reliant on a lead, the offense will continue its self-destruction, averaging only 5.7 first half points in its last 3 games, and ultimately outscored by 8 points in those games. Having beaten its last 3 opponents with only 15 points per game and 299.7 yard of offense, look for this one to be a see-saw battle that allows the Pats to continue their 8-2 record in the second half of the season ATS versus teams with a winning record over the last 3 seasons, and puts Brady back on the magazine covers. New England +2.5 11.1.03 Ever since that rainy night in Miami, I have watched Tony Banks travel and lose (while most do not even recognize his name). Having made steadfast improvement over the last year, the injury to Carr just may prove to derail the Houston offense; which even under Carr's leadership has only produced 17.3 points per game. The Texans celebrating last week's accomplishment of covering the spread while still losing by 9 points to Indianapolis. On the other side of the ball, Carolina enters as one of the most dominate Road teams in the NFL. 3-0 ATS in 2003 they are winning on the Road by creating turnovers, and limiting opposing rushing attacks to only 80 yards rushing per game. Week 9, the Panthers look to take advantage of a Houston defense that has suffered at Home allowing 27 points, on 4.6 yards per rush, and 7.2 yards per passing attempt. Although led by the NFL's #1 running back in Stephen Davis, averaging 5.1 yard per carry on 119.9 yards per game, Carolina enters with a balanced, effective play-action attack to Smith (12.8 yards per catch) and Muhammed (13.9 yards per catch) that has been a recipe for success in 2003. With good protection, Delhomme has shined as true leader by keeping his interception percentage to 2.6% while averaging a respectable 10.2 yard per catch. The Panther defense led by AFC defensive leader, Mike Rucker, 8 sacks and 33 total tackles, who has taken advantage of offensive lines who try any means to keep Peppers off their quarterback. With Houston outscored by an average of 12 points per game in its last 5 games, and a real possibility of lacking Carr's downfield threat, look for the Panthers to press the line, and slow Davis (68.2 yard per game), who has tried to pick up from Mack, who has failed to be a driving force in 2003 with only 2.9 yard per carry. Ultimately, Fox's strategy, and Davis' attack will over-power the Texans, and allow the Panthers to cover the Panthers' largest spread over the last 3 seasons. Carolina -6.5 11.1.03 Sports Illustrated curses another team. Featuring Parcells on the cover leads to Parcells' second loss as he was challenged at every turn by the World Champion Bucs. Smarter, the Boys return to the comfort of Texas, having taken its last two ATS at Home. They welcome the site of the Redskins, who they have defeated 3 of the last 4 ATS, 9-1 ATS in their last 10 versus the Redskins, who continue to face monster personality issues; what a surprise that Snider and Spurrier have become 'oil and water'. The Cowboys dominating top-rated defense will be a disturbing site for an injured Skins offense, who on the back of Betts have managed only 77 yards rushing on the Road on 3.1 yards per rush; Ramsey (77.1 overall rating) only producing a 50.8% completion percentage, and 5.8 per yards per attempt in opponent's stadiums. Having been shut-out last week, the Cowboys look to rebound against a Skins team, who only produced 7 points in its 2003 outing on the turf. 0-2 ATS versus its division, this will be an uphill climb against one of the NFC's toughest defense allowing only 244.7 yards per game. On the flipside, Dallas enters 2-0 ATS versus its division opponents outscoring them by 8 points in the first half on an average of 360 yards per game. Even more impressive is Dallas' ability to slow opponents in its last 5 to only 3.3 yards per carry, one of the league's best, and an NFL leading 15 first downs per game on the rush of Ellis (25 tackles and 2.5 sacks) and Glover (3 sacks), who press quarterbacks at the same time as stalling the opposition's running attack. On offense, look for Carter, averaging one of the NFC's best 7.5 yards per attempt to re-ignite Dallas' attack off Hambrick's active rushing attack (137 attempts thus far in 2003), who will take advantage of the Skins allowing an average of 139 rushing yards, 4.6 yards per carry on the Road this year. Flying under the Press' radar this week, Parcells will ignite the Cowboys, who know they can take a foothold in the NFC play-off race with this victory. Dallas -4.5 Don't miss out on any of The Director's Exclusive MONDAY NIGHT PICKS! Check Out the Details HERE, and/or MAIL Your Name, Address, E-Mail, and Check or Money Order for $39.95 to: Director's Picks c/o M.O. Productions 1330 San Remo Drive Pacific Palisades, CA 90272 Payable to: M.O. Productions OR If you are on the run? At work? Get the Director's Exclusive Monday Night Pick on the phone at Keen.com every Monday beginning at 8am PST. NO LONG TERM COMMITMENT ONLY $5 PER PICK MONDAY NIGHT SUBSCRIPTION is monitored by both OnlineSportsNetwork.com and USASportsmonitor.net. NOW AVAILABLE HERE 10 MINUTES AFTER KICK-OFF Good Luck! -The Director Director@footballandCHICKS.com Carolina @ HOUSTON detailed game and team facts & figures Washington @ DALLAS detailed game and team facts & figures

NCAA and NFL Football Wagering Tips By Rich Green Emotion-- The most important betting edge to know about in football wagering isn't statistics or numbers. The most important edge is emotion. Find the team that desires to win more than their opponent and they'll cover a high percentage of those events. This is true in all sports. But it is even more significant in a physical game like NCAA and NFL Football. Certain Coaches are much better than others in getting their teams ready for games by providing the impetus for emotion. Such Coaches as Steve Spurrier, Bobby Bowden, Sonny Lubick, Phillip Fulmer, Jackie Sherrill, Dennis Erickson, and Lou Holtz among others have all shown their worth in this area over the years... READ ON No idea what a Teaser Bet is? Click Here How to play the Over? Click Here In-Depth - Learn How to Play Halftime? Click Here BEWARE! SCAMDICAPPERS By William D. Foote “No enemy is worse than bad advice”- Sophocles With an ever increasing amount of sports handicapping services available, it is getting harder and harder for the novice to find and trust a reputable advisory service. We would not be going out on a limb by saying that at least 90% of the outfits in operation are doing their clients more harm than good. There are several reasons why this is the case. Each service has its own way of doing business. There are innumerable different fashions in which they bend the rules of candor. While we do not have the time or the willingness to detail the many types of duplicity present in this industry, we will illustrate three of the more common scenarios we see. Each has their own distinctive impact on the reputation of the sports handicapping trade... CONTINUE HERE JIMMY VACCARO 11.2.03 Indianapolis Colts (+3) over MIAMI DOLPHINS Game Time 10:00am Pacific -Jimmy Vaccaro jimmyvaccaro.com RICH GREEN 11.3.03 2** Over 36 Total Points, New England at DENVER (NFL, 9:05 et) We have a ridiculous deal on site for Gold Key Football and Basketball through the Bowl Games, Super Bowl, NCAA Tournament and NBA Finals, only $295 for all Plays! Here is today's Free release on the NFL. The Patriots of the AFC East under fourth year Head Coach Bill Belichick are 6-2 Straight Up, and 6-1-1 Against The Spread this season. After not showing up in Game One at Buffalo, they have not lost the cover on seven straight events, winning six of them SU. While the Patriot's Offense hasn't been spectacular and their Defense has played well, this one might be higher scoring than expected tonight. The Broncos of the AFC West under long-tenured Head Coach Mike Shanahan are 5-3 SU, and 4-4 ATS on the season. They have suffered through injuries on both sides of the ball, including at Quarterback. The Broncos have lost two in a row SU and ATS, but are back at Home in friendlier confines. Tonight they might just open it up a little before their Bye Week. The Totals Line overnited at 36. We'll go with the Over here tonight in a Don't Go Crazy Play. For those who don't know it, our Members rarely wager on the FREE release, and instead invest their money wisely on the Gold Key Plays. Visit us and check out the stronger Top Rated Gold Key Plays on site as well. 11.2.03 2** Over 43.5 Total Points, Pittsburgh at SEATTLE (NFL, 4:05 et) -Rich Green editor@freesportsletter.com Funfootballfacts.com Freesportsletter Sportscrew Top 50 Handicappers Jimmy Vaccaro nfl-football-sportsbooks Shannon Kelly

as of 10.28.03 2003 REGULAR SEASON AFC OFFENSIVE LEADERS Indianapolias 354.9 ypg 263.6 pypg 29.7 pts Kansas City 350.1 ypg 128.4 rypg 30.8 pts Tennessee 345.9 ypg 255.3 pypg 28 pts Houston 337 ypg 115.7 rypg 17.3 pts Jacksonville 327.3 ypg 232.1 pypg 18.1 pts NFC OFFENSIVE LEADERS St. Louis 379.4 ypg 282 pypg 29 pts Minnesota 371.9 ypg 137.1 rypg 28 pts N.Y. Giants 366.4 ypg 259.7 pypg 19.1 pts Green Bay 353.6 ypg 139 rypg 28.6 pts Tampa Bay 352 ypg 258 pypg 21.4 pts

as of 10.28.03 2003 REGULAR SEASON AFC DEFENSIVE LEADERS Denver 271.4 ypg 171.9 pypg 17.6 pts Pittsburgh 272.4 ypg 90.6 rypg 25.6 pts Buffalo 278.8 ypg 168 pypg 18.5 pts Baltimore 283.6 ypg 94.6 rypg 18.9 pts Cleveland 290.4 ypg 160.8 pypg 16.3 pts NFC DEFENSIVE LEADERS Dallas 244.7 ypg 82.4 rypg 16.6 pts San Francisco 286 ypg 184.0 pypg 17.8 pts Tampa Bay 286.4 ypg 181.4 pypg 13.9 pts St. Louis 289.9 ypg 188.1 pypg 18.4 pts Seattle 310.4 ypg 195 pypg 18.7 pts

*These ODDS courtesy MVPSportsbook.com as of 11.1.03 **For entertainment purposes ONLY.